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Get your new EV for less

Turn your EV tax credits & rebates into instantly lower auto loan payments—$200/month less.

Lower your Tesla null Payments.

Use your qualified EV tax credits and rebates upfront like an extra down payment, that you have 18 months to repay—all in one low EV Life auto loan payment.

72 monthly payments
Total Loan Interest
18 month deferred incentive payment

Sample terms shown based on a $0 loan for 72 months at 6.39% with pre-qualified EV incentives () applied like an additional down payment at closing through a deferment for the first 18 months. Actual terms may vary and are subject to pre-qualifying and submitting a full loan application.

Finally, an Auto Loan Built for the Electric Era.

Unlike traditional auto loans, the EV Life Loan uniquely empowers you to lower the cost of driving electric.

low payment
Get the lowest EV payments, guaranteed
Lower your monthly payments by using your qualified EV tax credits and rebates upfront like an extra down payment.
Receive 18 months to repay incentives
Get 18 months to pay back the part of your loan that comes from tax credits and rebates. This can reduce your monthly payments by as much as $200.
Apply online in minutes, purchase anywhere
No more waiting for the dealer finance department to crunch your numbers. Apply online in minutes and purchase your EV in days–we wire funds direct-to-dealer.
Recoup & repay incentives easily
EV Life's online filing service makes finding, filing, and recouping your EV tax credits and rebates a breeze.

Apply online, fund your EV in as little as 24 hours.

Get pre-qualified
Pre-qualify online. No impact on your credit score.
Order your EV
Order online or from any dealership you choose.
Personalize your loan
Add down payments, charger installation, and other options.
Review & Sign
Once signed, we wire funds directly to your dealer or manufacturer. Pickup in hours.
Enjoy lower payments & simplified incentive filing
Our online filing service makes finding and recouping your tax credits & rebates a breeze.
Get Started

What Customers Are Saying

Trust Pilot

5 star reviews from our customers on Trustpilot

Best car buying experience I've ever had! The whole process was super easy and fast. My monthly payments ended up being over $200 lower than what I was quoted with other lenders. Kevin was super helpful answering all of my questions and concerns. Highly recommend financing an EV through EV life!

Laura V, San Marcos, CA

Trust Pilot

Fast, straightforward experience...lower monthly payments were essential with a mortgage & childcare.

Michael D, Davis, CA

Trust Pilot

The response time from EV Life was incredibly fast during the purchase process. The entire process went smoothly. Highly recommended!

Randell Y, Irvine, CA

Trust Pilot

It really never felt like I was buying a car. It was all done online and the process was simple.

Juan A, Tehachapi, CA

Trust Pilot

My experience was great! All my questions and concerns were answered. They were willing to work with me and assist me any way they could.

Thomas M, South San Francisco, CA

Trust Pilot

The overall experience was excellent with EV Life, with efficient communication, knowledge, and best-in-class customer service.

Oliver B, Santa Barbara, CA

Trust Pilot

Easy experience that allowed me to get a Tesla at an affordable rate

Ryan V, Long Beach, CA

Trust Pilot

When researching financing companies for a new electric vehicle, we discovered EV Life. We reached out to them with many questions. EV Life walked us through every step. We reached out by text, phone, and email. They answered each question in a timely manner and continue to support us. Thanks to the team at EV Life, we are driving away with a brand new Tesla.

Annelies V, Roseville, CA

Trust Pilot

I could not have afforded my monthly payment for my EV without EV Life. They worked with me all through the process and made sure i got my rebate money in time for the purchase. This company is the real deal and a great group of people!

Michael G, Antioch, CA

Trust Pilot

They made the process super easy. Rebate basically reduces your purchase price!

Chris H, Volvo C40, Los Angeles, CA'

Trust Pilot
Ev Life

Making EVs More Affordable For Everyone

EV Life is on a mission to make saving the planet and saving money mutually inclusive.

Learn more

See how much you could save on your EV with EV Life!

Get Started
Save up to $200/mo on a Tesla with EV Life financing